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… and demonstrate financial need according to the federal formula in order to be eligible for subsidized direct loans. Under this program:   The federal government will pay the interest on behalf of qualified borrowers for as long as the borrower is … your award will be held in reserve for up to three years until you transfer to a bachelor’s degree program.  Cal Grant B  Provides subsistence payments for new recipients in the amount of $1,648 for a full-time, full year award. Payments are …