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… This is a way you and your parents can save money for college by placing a monthly amount or lump sum into a savings plan that slowly grows over time while also providing benefits such as income tax incentives. Parents usually start these while their child is young so the savings can build over time, but it’s still worth opening one even if you’re in high school. Every cent counts, so … mind that there is a lot of financial aid that isn’t based on your or your family’s income level. Completing one of these applications automatically evaluates your information to find out if you qualify for dozens of grants, fee waivers, certain …